Coverage that matches the role
Chase, lead, high pole, and steerperson work each carry different risks. Policies should reflect the role the operator actually performs, not a generic auto policy that was never written with oversize loads in mind.
Multi state compliance
Several states explicitly require pilot car operators to carry insurance, with minimum limits that vary at the border. We help drivers and carriers confirm coverage meets the requirements of every jurisdiction on the route.
Certificates carriers can actually use
Certificates of insurance get requested often and reviewed quickly. We help drivers produce clean, current certificates with the right carriers named as additional insured where the contract requires it.
Built for what actually happens
Most claims in pilot car work are not catastrophic. They are bumper contacts, low speed incidents in tight turns, and minor strikes on overhead objects. Coverage should be priced and structured for the real risk profile of the work.
What we ask drivers to keep on file
- Active certificate of insurance with current effective and expiration dates
- Coverage limits that meet or exceed the requirements of every state on the assigned route
- Endorsements that reflect commercial use of the pilot vehicle, not personal use
- Ability to add a carrier as additional insured when a contract requires it
- A renewal reminder process so coverage never lapses between assignments
New to pilot car insurance, or unsure whether your current policy is structured for this work? Our operations team can walk you through the requirements that apply to the states you intend to run.